Monthly Newsletter

Hi , I trust you and your family are staying healthy, strong and safe and like us, looking forward to seeing your family and friends in person again! In my mission to continually support your journey of homeownership, you will be receiving a monthly e-newsletter on all things mortgages, homeownership & real estate investing. I am thankful for your ongoing support & referrals! I hope you continue to find this information valuable - all feedback is greatly appreciated!

JUNE FAST FIVE

Five Updates You NEED To Know.

1. We finally launched our Mortgage Brokerage website! You can take a look here! 2. CMHC announced three crucial changes impacting home buyers putting less than 20% down. Read more on this here.3. One simple & quick change to your mortgage payment will save you thousands in interest and make you mortgage-free 3 years early! Watch here to learn how.4. Bank of Canada holds their overnight rate, ultimately leaving the Prime Rate as is @ 2.45%. 5. Which is a better investment? Mutual Funds or Real Estate - A simple comparison found on our blog here.

Home Owner Tip of the Month.

5 minor changes you can make to your home to save on your utility bills 1. Less water: Consider installing a low-flow toilet and efficient showerhead. This will conserve water which will, in turn, save money every month. 2. Check leaky taps: check all taps to ensure none are leaking. Leaky taps can cost you unnecessary money every month. - I personally just did this to save a few bucks on my water bill. 3. LEDs light bulbs: You can save up to 90% over incandescent bulbs. 4. Change your furnace air filter monthly: Changing this will regularly help your furnace work better and reduce the furnace operating costs by 15%. 5. Energy-efficient blinds: If your home has a lot of windows, you can lose a significant amount of energy. Energy-efficient blinds are designed to trap warm air in your home in the winter and to keep cold air out. 

 Client Feature of the Month

Variable Rate Management Plan

With Banyan Mortgage Group, if you hold a variable rate mortgage, I will be continually monitoring the market to notify you of any changes to rates and let you know whether it would be a good time to lock-in to a fixed rate. Additionally, starting this month, you will receive an email update on every Bank of Canada announcement including my take and what to expect going forward. Our Variable Rate Management Plan, means my services do not end at the funding of your mortgage. I am continually searching the market to ultimately save you money - this is MY commitment to you. If you have any questions regarding this plan, please reach out directly to me. 

OVER 60 CLIENT FIVE STAR REVIEWS

As always, if you know of anyone else that could use this same type of ongoing advice and support, recommend them to me as I would love to help them as well. Any other questions? Feel free to reply and I'll respond at my earliest opportunity. Yours Truly, Varshan ThavarajahMortgage Broker & Partner | MBL # M1600275Banyan Mortgage Group | FSRA #10530647-404-8812[email protected]Your Success Lies In Our Roots

Reach out if you are THINKING about Buying or Refinancing.Contact us early to get ahead of the game, even if your mortgage is not up for renewal until next year. How to Reach ME!Call or Text @ 647-404-8812 or EmailBook a call - https://calendly.com/mortgage_nerd